THE PROBLEM

Large swathes of individuals and small businesses have been deprived of formal credit. Solving this is essential for us to make progress and unlock India's full potential

THE SOLUTION

CredAll brings the whole lending ecosystem together  with the 'Open Credit Enablement Network  (OCEN) APIs. The OCEN protocol will help to create innovative, sachet-sized credit products in an economically viable fashion, at scale

Come help drive access to formal credit
 

LOAN SERVICE PROVIDERS

Loan Service Providers (LSPs) are companies that have digital products that are frequently used by consumers. OCEN presents an opportunity to provide credit to their customers digitally in a matter of a few minutes

LENDERS

As rich and structured data becomes available from third parties via the Account Aggregator route, lenders have the opportunity to move from assessment based to automated underwriting. This makes sachet sized loans economically viable 

TECHNOLOGY SERVICE PROVIDERS

Technology Service Providers (TSPs) enable LSPs and lenders utilise the OCEN APIs to create delightful customer experiences with minimal effort

CONTACT CREDALL

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"India has a unique opportunity to create a new and alternative credit infrastructure that can provide easy access to credit for millions of businesses and individuals."

Nandan Nilekani